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Kriener Insurance

724 Bielenberg Drive, Ste 5
Woodbury, MN 55125

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Minnesota Insurance Blog

Insurance for Electric Vehicles: What You Need to Know

Are you considering switching to an electric vehicle, or have you recently purchased one? Here at Kriener Insurance, we serve Woodbury, MN, and the surrounding areas. We understand that insuring an electric vehicle can come with its own set of questions and challenges. That is why we provided some information about insurance coverage for electric vehicles to ensure you’re fully protected and can have peace of mind when traveling.

Understanding Electric Vehicle Insurance Needs

Electric vehicles are different from traditional gas-powered cars, and so are their insurance needs. Generally, electric vehicles may require higher insurance premiums due to their advanced technology because of the cost of their parts and the specialized repairs they might need if damaged. 

Coverage Essentials for Electric Vehicles

When insuring your electric vehicle, there are a few coverages you’ll want to ensure are included in your policy. Comprehensive and collision coverages are crucial, as they protect against physical damage to your vehicle. However, you should also consider additional liability coverage, as the higher value of electric vehicles can increase potential liability costs.

Special Considerations Like Batteries 

Owning an electric vehicle also brings some unique considerations. Battery coverage is a significant aspect since replacing an electric vehicle battery can be extremely costly. So keep that in mind.

Ready to Secure Your Electric Vehicle with the Right Coverage today?

If you’re in the Woodbury, MN, area and considering insurance for your electric vehicle or want to update your existing coverage, contact us here at Kriener Insurance. We’re here to help you navigate the specifics of electric vehicle insurance, ensuring you have the protection you need to drive confidently and securely. Let’s talk about how we can meet your insurance needs today.

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