Motorcycle Insurance in Minnesota
Whether you ride a motorcycle for work or pleasure, you need the protection that motorcycle insurance can provide to protect you and others on the road. Motorcycle liability insurance will pay for injuries or property damage to other drivers in accidents you cause. Collision and comprehensive coverage will cover damage to your bike. Your Kriener Insurance agent can help you select the coverage best suited to your riding needs. Working with a trustworthy insurance company in Woodbury, MN is key to getting the essential protection you need.
Required Motorcycle Insurance in Minnesota
Minnesota requires that motorcyclists have minimum liability insurance coverage. Liability pays for injuries or property damage to others in accidents you cause. If you're responsible for an accident that results in extensive injuries to another rider, minimum liability may not be enough to cover medical costs. By increasing your liability coverage, you can protect your assets against accidents that result in severe property damage or harm.
Optional Motorcycle Coverage
Collision, comprehensive, and uninsured motorist coverage is optional for motorcycle riders. If you own an expensive bike, however, you can benefit from what these three types of coverage have to offer. Collision insurance covers damage to your motorcycle if you collide into another vehicle or a stationary object, such as a fence or telephone pole. If your motorcycle is stolen, comprehensive insurance helps cover the replacement costs. Comprehensive also covers damage to your bike from falling objects, inclement weather, and vandalism.
Uninsured motorist insurance pays your medical bills and property damage if you're hit by someone who doesn't have sufficient insurance coverage. It also covers damage caused by hit-and-run drivers. There's also roadside assist coverage, which helps cover towing costs if your bike falters on the road.
Personalized Motorcycle Coverage
Motorcycle insurance isn't one size fits all. You can personalize your policy to receive the scope of protection you want and need. For more information about motorcycle insurance options and costs, contact Kriener Insurance in Woodbury, MN.