Condo Insurance in Minnesota
Owning a condo in Minnesota is growing more popular, especially in areas such as Woodbury, MN. Owning a condo comes with fewer maintenance responsibilities, thanks to a Master Insurance plan often offered through the community HOA. However, that policy does not have individual protection. With a condo insurance policy from Kriener Insurance, you can have peace of mind knowing that you have complete coverage over your property.
Personal Property Coverage
Should your personal property become damaged in the event of an accident or unfortunate tragedy, the community properties of your condominium and exterior will be covered with the main HOA insurance policy. Your appliances, furniture, or any other property you own will not be included. This will put a financial strain on you having to replace all of your personal property.
If you own a pet or enjoy hosting guests, you will want your own policy with liability coverage, should there be an accident with your animal or while guests are visiting you. The community areas of the condo may be covered with the master policy, but any accident that happens within your condo will become your responsibility. Attempting to cover these expenses can be costly, especially considering the medical costs and any personal property belonging to the other party that may have been damaged.
Internal Structure Repair
As the condo owner, you are responsible for the part of the structure you own, which is the interior. Should you have internal structural damage due to an accident or unforeseen tragedy, your condo insurance will assist with covering the damages not covered by the master policy and minimize your overall financial obligations.
Find Security with Condo Insurance!
You chose a condo for convenience and minimal obligations. Secure that convenience and your lifestyle when you choose condo insurance from Kriener Insurance. We proudly serve condo owners in Woodbury, MN and surrounding areas. Call us today for more information.