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Kriener Insurance

724 Bielenberg Drive, Ste 5
Woodbury, MN 55125

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Life Insurance in Minnesota

Life insurance is designed to protect what matters most to you: Your family, and other loved ones. At Kriener Insurance in Woodbury, MN, we believe it's the people we build our life with who are our most valuable assets. Our Minnesota life insurance plans are designed to put that asset first to protect your family's financial future.

Understanding Minnesota Life Insurance

Life insurance policies offer a financial safety net should you or another person in your family die. Upon death, a life insurance policy provides tax-free death benefits to the listed beneficiaries. These benefits are often incredibly useful as they are used to pay for necessary expenses like funeral costs, medical bills, and everyday ongoing expenditures such as a home mortgage.

There are two primary types of Minnesota insurance policies for residents to be aware of: Term and permanent.

  • Term Life Insurance is the more affordable of the two, as it will provide coverage for a predetermined period. The premiums you'll be required to make upon that policy will remain the same throughout the given time. If you outlive the policy, then you will receive back what you paid in. If you pass away during the term, then your beneficiaries will receive the listed death benefit.
  • Permanent Life Insurance provides coverage throughout the entirety of your life. This type of insurance may accumulate its cash value tax-free. Upon your death, your beneficiaries will receive the benefits as listed out by your policy. There are a couple of different types of permanent life insurance, and it's important to talk to an agent to determine the best insurance solution for you and your family.

Speak with Our Team at Kriener Insurance Today

Investing in a life insurance policy, whether you choose a term or permanent life insurance policy, is a big decision. Learn more about the specifics of each of these policies and how they will provide for your Woodbury, MN family by contacting our team at Kriener Insurance.

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