When you own a business that relies on vehicles, commercial auto insurance is essential to protecting your company. Commercial auto insurance is designed to cover any vehicles that are owned or used by a business for commercial purposes. This type of insurance policy provides coverage for bodily injury liability and property damage that may occur while you or an employee is using a vehicle for your business.
One of the main advantages of commercial auto insurance is that we can tailor it to the specific needs of your business. One example is if your business provides delivery services, in which case you may need coverage for goods in transit. Another example is that a construction company may need coverage for the tools and equipment they transport in their vehicles. Commercial auto insurance can also provide coverage for rental vehicles, non-owned vehicles, and other situations that may arise while operating your business.
Lawsuit Coverage and Medical Payments
In addition to providing for physical damage liability, commercial auto insurance can also help protect your business financially in case of a lawsuit. If one of your employees is involved in an accident while driving a company vehicle and is found to be at fault for the accident, the injured party might file a lawsuit against your business. If that happens, your commercial auto insurance can help cover the costs of settlements, legal fees, and other expenses from the lawsuit.
Car accidents can cause serious injuries and lead to costly medical bills for both you and others involved in a crash. Luckily, commercial auto insurance policies can help protect these expenses. In the event of an accident, your policy may cover lost wages and medical costs. If you own a business that relies on vehicles, having commercial auto insurance can give you peace of mind knowing that your business and employees are protected.
At Kriener Insurance, serving the Woodbury, MN area, we have extensive experience in the industry and have gained a wealth of knowledge needed from meeting people from all walks of life. We find great joy and fulfillment in working directly with individuals and businesses to provide them with their insurance needs.
If you’re looking for reliable commercial auto insurance, look no further than Kriener Insurance. The experts at Kriener Insurance understand that every business has unique insurance needs, and we’re dedicated to finding the perfect policy for you. Don’t wait until it’s too late – contact Kriener Insurance today to protect your assets and company vehicles.