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Kriener Insurance

724 Bielenberg Drive, Ste 5
Woodbury, MN 55125

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Minnesota Insurance Blog

Do I Really Need Life Insurance?

You may be wondering if you really need life insurance, particularly if you don’t have dependents that rely on your income. Most people should have a life insurance policy. At Kriener Insurance in Woodbury, MN, we offer different life insurance policies designed to meet different needs. Here are a few reasons you might need life insurance. 

You Have Debts

If you have debts, family members or cosigners may be responsible for them if you pass. Student loans, car liens, and other types of loans may leave your loved ones in a bind if you leave debts behind. If you don’t have the savings to cover any debts, you should have a life insurance policy that will cover them. 

Medical and Burial Expenses

Do you have money set aside to pay for your burial? The average cost for funeral and burial services is $7,000-$12,000. If family members are mourning your death, you don’t want to leave them worrying about how to pay your final expenses. Medical expenses may fall on family members as well, particularly a spouse. Unexpected medical expenses can add up quickly and cause financial hardship. 

You Want to Leave a Legacy

Your beneficiary can be an organization as well as loved ones. Do you have a cause that is important to you? Would you like to leave a meaningful legacy behind by making a financial contribution to an organization? Would you like to ensure that your children or grandchildren can go to college? A life insurance policy can allow you to make a meaningful contribution to the people or cause that matters most. 

Life Insurance at Kriener Insurance

If you don’t have a life insurance policy in Woodbury, MN, contact us at Kriener Insurance. Our agents are happy to discuss your options and help you select the policy that meets your needs. 

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