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Kriener Insurance

724 Bielenberg Drive, Ste 5
Woodbury, MN 55125

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Minnesota Insurance Blog

Why a Minnesota business needs commercial insurance

St. Paul and Woodbury, MN are very popular areas for anyone that want a community that has a robust local economy. While this can make it a great place to live, it is also a great place to start a business. Anyone that is looking to start a business in this area of Minnesota needs to make sure that they are adequately covered by insurance. There are several reasons why a company should invest in a commercial insurance policy. 

Protects Company Assets

One reason why a company owner in Minnesota needs to have commercial insurance is that it will protect your company assets. Business owners will have to invest in some assets to keep their company moving. If you are going to invest in multiple assets, you should make sure that they are protected. A commercial insurance policy will give you the coverage that you need to ensure they are protected. 

Ensures Liability Coverage

A business owner is going to take on risk when they sell a product or service. If you are found liable for any type of accident, it could lead to a significant liability concern. When you are going to start a company, making sure that you are protected from this liability is very important. The best way that you can do this is by getting a commercial insurance policy, as it will include a liability insurance policy. 

If you are a business owner in the St. Paul or Woodbury, MN area and are in need of commercial insurance, you should reach out to the team at Kriener Insurance. The insurance team at Kriener Insurance can help you to determine all of the risks that your business is facing. We can then help you find a policy that mitigates these as much as possible. 

How Does Home Insurance Protect Me?

The biggest asset that someone in the Woodbury, MN area will likely ever own is their home. Those that own a property in this area will enjoy the great community and benefits that could make it a great investment. If you do own a property in this area, it is important that you get insurance in place. A quality home insurance policy could protect you and your home in several different ways. 

Ensures the Property is Protected 

One way that your home insurance policy can protect you is by protecting your assets. While a home can be built very well, there is still a risk that a bad storm or fire could cause a lot of damage. When you have home insurance, you can receive the financial support that you need to make these repairs. This could also give you coverage to find a place to live while repairs are being made. 

Liability Protection

While a home insurance policy is important to protect the asset, a property owner also needs to consider their liability risk. Guests that come over to your home are your responsibility to a certain extend. If someone is hurt or becomes ill while they are at your home, you could be deemed liable. This could end up leading to a liability claim. Your home insurance policy will give you protection if this were to occur. 

There are a lot of different ways that home insurance can protect you and your property. If you are looking for a policy for your home in the Woodbury, MN area, you should call Kriener Insurance as soon as you can. The Kriener Insurance team will evaluate your situation to make sure that you and your home are fully covered and that you have the appropriate level of insurance in place. 

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