Woodbury, MN, residents who travel internationally or own property abroad may find that umbrella insurance for international travelers is an excellent form of protection. It can provide compensation for a range of incidents. However, it’s essential to understand what is and isn’t covered by your policy to avoid unpleasant surprises. Additionally, keep in mind that umbrella insurance is designed to supplement existing policies, not replace them.
Typical Forms of Coverage
Coverage varies by policy, so it’s important to read your insurance documents carefully to understand the specifics. Typical umbrella insurance for international travelers includes compensation for legal costs, settlements, and lawsuits arising from incidents overseas. It often covers personal and property injury claims, including those related to rental car accidents.
What’s Not Covered
Many umbrella policies exclude coverage for property you own outside the United States, including houses, land, and vehicles. Additionally, umbrella insurance for international travel generally does not cover business trips or long-term stays abroad. While specifics vary by policy, coverage is typically limited for trips lasting a few months or longer. Please review your policy for details.
Need Help? Contact Kriener Insurance for More Information
Are you planning a trip outside the United States or concerned about coverage for properties you own abroad? At Kriener Insurance, serving Woodbury, MN, we’re dedicated to helping you find the best insurance solutions at competitive prices. Contact us today to learn more about our coverage options, request policy quotes, or explore the pros and cons of different types of insurance.
