{"id":27,"date":"2020-12-21T04:00:00","date_gmt":"2020-12-21T10:00:00","guid":{"rendered":"https:\/\/www.krienerinsurance.com\/blog\/?p=27"},"modified":"2020-12-21T14:36:01","modified_gmt":"2020-12-21T20:36:01","slug":"do-i-really-need-life-insurance","status":"publish","type":"post","link":"https:\/\/www.krienerinsurance.com\/blog\/do-i-really-need-life-insurance\/","title":{"rendered":"Do I Really Need Life Insurance?"},"content":{"rendered":"<p>You may be wondering if you really need life insurance, particularly if you don&#8217;t have dependents that rely on your income. Most people should have a life insurance policy. At&nbsp;Kriener Insurance in Woodbury, MN, we offer different life insurance policies designed to meet different needs. Here are a few reasons you might need life insurance.&nbsp;<\/p>\n<h3><strong>You Have Debts<\/strong><\/h3>\n<p>If you have debts, family members or cosigners may be responsible for them if you pass. Student loans, car liens, and other types of loans may leave your loved ones in a bind if you leave debts behind. If you don&#8217;t have the savings to cover any debts, you should have a life insurance policy that will cover them.&nbsp;<\/p>\n<h3><strong>Medical and Burial Expenses<\/strong><\/h3>\n<p>Do you have money set aside to pay for your burial? The average cost for funeral and burial services is $7,000-$12,000. If family members are mourning your death, you don&#8217;t want to leave them worrying about how to pay your final expenses. Medical expenses may fall on family members as well, particularly a spouse. Unexpected medical expenses can add up quickly and cause financial hardship.&nbsp;<\/p>\n<h3><strong>You Want to Leave a Legacy<\/strong><\/h3>\n<p>Your beneficiary can be an organization as well as loved ones. Do you have a cause that is important to you? Would you like to leave a meaningful legacy behind by making a financial contribution to an organization? Would you like to ensure that your children or grandchildren can go to college? A life insurance policy can allow you to make a meaningful contribution to the people or cause that matters most.&nbsp;<\/p>\n<h3><strong>Life Insurance at&nbsp;Kriener Insurance<\/strong><\/h3>\n<p>If you don&#8217;t have a life insurance policy in Woodbury, MN, contact us at&nbsp;Kriener Insurance. Our agents are happy to discuss your options and help you select the policy that meets your needs.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You may be wondering if you really need life insurance, particularly if you don&#8217;t have dependents that rely on your income. Most people should have a life insurance policy. At&nbsp;Kriener Insurance in Woodbury, MN, we offer different life insurance policies designed to meet different needs. Here are a few reasons you might need life insurance.&nbsp; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[9,8],"class_list":["post-27","post","type-post","status-publish","format-standard","hentry","category-life-insurance","tag-kriener-insurance","tag-woodbury-mn"],"_links":{"self":[{"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/27","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=27"}],"version-history":[{"count":1,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/27\/revisions"}],"predecessor-version":[{"id":28,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/27\/revisions\/28"}],"wp:attachment":[{"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=27"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=27"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=27"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}