{"id":23,"date":"2020-10-29T04:00:00","date_gmt":"2020-10-29T10:00:00","guid":{"rendered":"https:\/\/www.krienerinsurance.com\/blog\/?p=23"},"modified":"2020-10-29T19:27:21","modified_gmt":"2020-10-30T01:27:21","slug":"understanding-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/","title":{"rendered":"Understanding commercial insurance"},"content":{"rendered":"<p>If your business is operating without commercial insurance, chances are you don&#8217;t understand commercial insurance and the safety net it provides for your business. Owning a business can be risky for many reasons, but with commercial insurance, you can mitigate many of the risks. If you want to find out more about the benefits of commercial insurance, the knowledgeable&nbsp;staff at&nbsp;Kriener Insurance in Woodbury, MN is there to answer any questions you may have.&nbsp;<\/p>\n<h3><strong>Commercial property insurance<\/strong><\/h3>\n<p>You do everything you can to protect your business, but you can&#8217;t control some of the hazards that affect your business. Commercial property insurance helps you to survive natural disasters, fires, theft, and vandalism. If you own the building, it will cover that, but it covers your inventory, office equipment,&nbsp;raw materials, machines, and records even if you don&#8217;t.&nbsp;&nbsp;<\/p>\n<h3><strong>Commercial liability insurance<\/strong><\/h3>\n<p>Any business is vulnerable to legal action against them. Both&nbsp;judgments and legal expenses can be high. Liability insurance helps you to survive being sued.&nbsp;<\/p>\n<h3><strong>Commercial auto insurance<\/strong><\/h3>\n<p>If your business owns a vehicle, it should be covered by commercial auto insurance. Personal auto insurance may not cover the business use of your vehicle and leave you uninsured.&nbsp;<\/p>\n<h3><strong>Business interruption insurance<\/strong><\/h3>\n<p>When disaster strikes, you may not be able to continue in business. Your expenses, however, will continue, and with business interruption insurance, you will receive the money it needs to continue to pay bills and salaries until everything is restored.&nbsp;<\/p>\n<h3><strong>Workers compensation<\/strong><\/h3>\n<p>In Minnesota, every employer, no matter how many employees they have, is required to have workers compensation insurance or prove that they have the financial ability to self insure.&nbsp;<\/p>\n<p>Now that you know what commercial insurance has to offer, it&#8217;s time to talk to&nbsp;Kriener Insurance in Woodbury, MN to discuss how your business could benefit from commercial insurance. Give us a call or stop at our office to get your&nbsp;no-obligation quote.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If your business is operating without commercial insurance, chances are you don&#8217;t understand commercial insurance and the safety net it provides for your business. Owning a business can be risky for many reasons, but with commercial insurance, you can mitigate many of the risks. If you want to find out more about the benefits of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[9,8],"class_list":["post-23","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-kriener-insurance","tag-woodbury-mn"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.5 - aioseo.com -->\n\t<meta name=\"description\" content=\"If your business is operating without commercial insurance, chances are you don&#039;t understand commercial insurance and the safety net it provides for your business. Owning a business can be risky for many reasons, but with commercial insurance, you can mitigate many of the risks. If you want to find out more about the benefits of\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.5\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Kriener Insurance -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Understanding commercial insurance - Blog | Kriener Insurance\" \/>\n\t\t<meta property=\"og:description\" content=\"If your business is operating without commercial insurance, chances are you don&#039;t understand commercial insurance and the safety net it provides for your business. Owning a business can be risky for many reasons, but with commercial insurance, you can mitigate many of the risks. If you want to find out more about the benefits of\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2020-10-29T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2020-10-30T01:27:21+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Understanding commercial insurance - Blog | Kriener Insurance\" \/>\n\t\t<meta name=\"twitter:description\" content=\"If your business is operating without commercial insurance, chances are you don&#039;t understand commercial insurance and the safety net it provides for your business. Owning a business can be risky for many reasons, but with commercial insurance, you can mitigate many of the risks. If you want to find out more about the benefits of\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/understanding-commercial-insurance\\\/#blogposting\",\"name\":\"Understanding commercial insurance - Blog | Kriener Insurance\",\"headline\":\"Understanding commercial insurance\",\"author\":{\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2020-10-29T04:00:00-06:00\",\"dateModified\":\"2020-10-29T19:27:21-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/understanding-commercial-insurance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/understanding-commercial-insurance\\\/#webpage\"},\"articleSection\":\"Commercial Insurance, Kriener Insurance, Woodbury MN\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/understanding-commercial-insurance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"position\":2,\"name\":\"Commercial Insurance\",\"item\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/category\\\/commercial-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/understanding-commercial-insurance\\\/#listItem\",\"name\":\"Understanding commercial insurance\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/understanding-commercial-insurance\\\/#listItem\",\"position\":3,\"name\":\"Understanding commercial insurance\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/#organization\",\"name\":\"Blog | Kriener Insurance\",\"url\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/understanding-commercial-insurance\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/understanding-commercial-insurance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/understanding-commercial-insurance\\\/\",\"name\":\"Understanding commercial insurance - Blog | Kriener Insurance\",\"description\":\"If your business is operating without commercial insurance, chances are you don't understand commercial insurance and the safety net it provides for your business. Owning a business can be risky for many reasons, but with commercial insurance, you can mitigate many of the risks. If you want to find out more about the benefits of\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/understanding-commercial-insurance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2020-10-29T04:00:00-06:00\",\"dateModified\":\"2020-10-29T19:27:21-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/\",\"name\":\"Blog | Kriener Insurance\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.krienerinsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Understanding commercial insurance - Blog | Kriener Insurance","description":"If your business is operating without commercial insurance, chances are you don't understand commercial insurance and the safety net it provides for your business. Owning a business can be risky for many reasons, but with commercial insurance, you can mitigate many of the risks. If you want to find out more about the benefits of","canonical_url":"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/#blogposting","name":"Understanding commercial insurance - Blog | Kriener Insurance","headline":"Understanding commercial insurance","author":{"@id":"https:\/\/www.krienerinsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.krienerinsurance.com\/blog\/#organization"},"datePublished":"2020-10-29T04:00:00-06:00","dateModified":"2020-10-29T19:27:21-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/#webpage"},"articleSection":"Commercial Insurance, Kriener Insurance, Woodbury MN"},{"@type":"BreadcrumbList","@id":"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.krienerinsurance.com\/blog\/#listItem","position":1,"name":"Home","item":"https:\/\/www.krienerinsurance.com\/blog\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.krienerinsurance.com\/blog\/category\/commercial-insurance\/#listItem","name":"Commercial Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.krienerinsurance.com\/blog\/category\/commercial-insurance\/#listItem","position":2,"name":"Commercial Insurance","item":"https:\/\/www.krienerinsurance.com\/blog\/category\/commercial-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/#listItem","name":"Understanding commercial insurance"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.krienerinsurance.com\/blog\/#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/#listItem","position":3,"name":"Understanding commercial insurance","previousItem":{"@type":"ListItem","@id":"https:\/\/www.krienerinsurance.com\/blog\/category\/commercial-insurance\/#listItem","name":"Commercial Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.krienerinsurance.com\/blog\/#organization","name":"Blog | Kriener Insurance","url":"https:\/\/www.krienerinsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.krienerinsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.krienerinsurance.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/#webpage","url":"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/","name":"Understanding commercial insurance - Blog | Kriener Insurance","description":"If your business is operating without commercial insurance, chances are you don't understand commercial insurance and the safety net it provides for your business. Owning a business can be risky for many reasons, but with commercial insurance, you can mitigate many of the risks. If you want to find out more about the benefits of","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.krienerinsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.krienerinsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.krienerinsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2020-10-29T04:00:00-06:00","dateModified":"2020-10-29T19:27:21-06:00"},{"@type":"WebSite","@id":"https:\/\/www.krienerinsurance.com\/blog\/#website","url":"https:\/\/www.krienerinsurance.com\/blog\/","name":"Blog | Kriener Insurance","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.krienerinsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Kriener Insurance -","og:type":"article","og:title":"Understanding commercial insurance - Blog | Kriener Insurance","og:description":"If your business is operating without commercial insurance, chances are you don't understand commercial insurance and the safety net it provides for your business. Owning a business can be risky for many reasons, but with commercial insurance, you can mitigate many of the risks. If you want to find out more about the benefits of","og:url":"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/","article:published_time":"2020-10-29T10:00:00+00:00","article:modified_time":"2020-10-30T01:27:21+00:00","twitter:card":"summary_large_image","twitter:title":"Understanding commercial insurance - Blog | Kriener Insurance","twitter:description":"If your business is operating without commercial insurance, chances are you don't understand commercial insurance and the safety net it provides for your business. Owning a business can be risky for many reasons, but with commercial insurance, you can mitigate many of the risks. If you want to find out more about the benefits of"},"aioseo_meta_data":{"post_id":"23","title":null,"description":null,"keywords":null,"keyphrases":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_custom_url":null,"og_image_custom_fields":null,"og_image_url":null,"og_image_width":null,"og_image_height":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_image_url":null,"twitter_title":null,"twitter_description":null,"schema_type":"default","schema_type_options":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"local_seo":null,"limit_modified_date":false,"ai":null,"breadcrumb_settings":null,"seo_analyzer_scan_date":null,"created":"2026-10-14 05:20:58","updated":"2026-10-14 07:19:37"},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.krienerinsurance.com\/blog\/\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.krienerinsurance.com\/blog\/category\/commercial-insurance\/\" title=\"Commercial Insurance\">Commercial Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tUnderstanding commercial insurance\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.krienerinsurance.com\/blog\/"},{"label":"Commercial Insurance","link":"https:\/\/www.krienerinsurance.com\/blog\/category\/commercial-insurance\/"},{"label":"Understanding commercial insurance","link":"https:\/\/www.krienerinsurance.com\/blog\/understanding-commercial-insurance\/"}],"_links":{"self":[{"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/23","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=23"}],"version-history":[{"count":1,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/23\/revisions"}],"predecessor-version":[{"id":24,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/23\/revisions\/24"}],"wp:attachment":[{"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=23"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=23"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=23"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}