{"id":139,"date":"2025-09-30T04:00:00","date_gmt":"2025-09-30T10:00:00","guid":{"rendered":"https:\/\/www.krienerinsurance.com\/blog\/?p=139"},"modified":"2025-09-17T16:03:35","modified_gmt":"2025-09-17T22:03:35","slug":"do-you-need-to-tell-your-home-insurance-company-if-you-get-a-dog","status":"publish","type":"post","link":"https:\/\/www.krienerinsurance.com\/blog\/do-you-need-to-tell-your-home-insurance-company-if-you-get-a-dog\/","title":{"rendered":"Do You Need To Tell Your Home Insurance Company If You Get A Dog?"},"content":{"rendered":"<p>There are several situations that call for an increase in insurance coverage, such as adding a swimming pool to your backyard. Getting a new pet, especially a dog, can also impact your insurance. There are a few reasons why you should contact your home insurance company in Woodbury, MN after bringing home a four-legged friend.<\/p>\n<h2>Policy Exclusions<\/h2>\n<p>Some companies specifically exclude dog bites from their policies. This means you&rsquo;ll have to pay a settlement out of pocket if you don&rsquo;t have additional coverage. You may be able to purchase coverage through your current company, or you may need to go through another provider. It&rsquo;s important to ensure you have proper liability insurance before an incident occurs. An agent at Kriener Insurance can help you learn more.<\/p>\n<h2>Claim Denials<\/h2>\n<p>Although some companies have policies that cover liability lawsuits for dog-related injuries, they often require prior notification. Your monthly premium or liability coverage may increase after notifying them. Failure to inform your provider about a dog may result in your claim being automatically denied. It&rsquo;s best to notify your insurance company to avoid complications.<\/p>\n<h2>Insurance Adjustments<\/h2>\n<p>Some companies make adjustments based on the type of dog you own. For example, there are typically more lawsuits involving pit bulls than teacup poodles. A company may automatically increase your liability coverage. Whether this impacts your premium depends on your specific policy.<\/p>\n<p>It&rsquo;s important to remember that every insurance company is different. A professional representative at Kriener Insurance will review your policy with you and let you know if dog ownership will affect your coverage. Contact us today to learn more. We&rsquo;re currently serving the Woodbury, MN area.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are several situations that call for an increase in insurance coverage, such as adding a swimming pool to your backyard. Getting a new pet, especially a dog, can also impact your insurance. There are a few reasons why you should contact your home insurance company in Woodbury, MN after bringing home a four-legged friend. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[27,24,9,8],"class_list":["post-139","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-home","tag-insurance","tag-kriener-insurance","tag-woodbury-mn"],"_links":{"self":[{"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/139","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=139"}],"version-history":[{"count":1,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/139\/revisions"}],"predecessor-version":[{"id":140,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/139\/revisions\/140"}],"wp:attachment":[{"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=139"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=139"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.krienerinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=139"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}